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Thrift is a Virtue

The tools you need to save.

Setting aside money for a rainy day can be a challenge. Community Choice Credit Union has the tools in place to help you develop healthy habits.

Share Savings Accounts

Name APY Dividend Rate
$0 - $199.99 0% 0%
$200 - $5,000 .10% .10%
$5,000.01 - $10,000 .10% - .13% .15%
$10,000.01 - $100,000 .13% - .24% .25%
$100,000.01 + .24% - .25% .25%

Vacation Account and Holiday Club

Name APY Dividend Rate
All .05% .05%

Kirby Kangaroo Club Account

Name APY Dividend Rate
$0 - $5,000 .10% .10%
$5,000.01 - $10,000 .10% - .13% .15%
$10,000.01 - $100,000 .13% - .24% .25%
$100,000.01 + .24% - .25% .25%

IRA Accounts

Name APY Dividend Rate
All .20% .20%

Health Savings Account(HSA)

Name APY Dividend Rate
All .10% .10%

Business Savings Account

Name APY Dividend Rate
All .05%

All rates based upon average daily balances and subject to change. Dividend rates are variable and subject to change. Fees may reduce earnings. Dividend rates and annual percentage yield (APY) were accurate as end of previous month. Business Savings Accounts require a minimum balance of $500.00 to earn interest.


Regulation D Restrictions

$1.00 fee for withdrawals/transfers over 6 per month (starting with 7th) if they are Regulation D transactions.

Limited to 6 transactions per calendar month (any combination of the following):

  1. By preauthorized transfer to a third party
  2. By preauthorized payment to a third party (ACH)
  3. By preauthorized transfer to a member’s non-loan account (e.g. Christmas Club, Vacation, etc.)
  4. Transfer through home banking
  5. Transfer TouchTone Teller
  6. Transfer request by telephone
  7. Transfer request by fax
  8. Transfer request by e-mail