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Never a monthly service charge!*

When you UNbank with Community Choice Credit Union, you don’t have to worry about annoying service charges chipping away at your checking account.

At Community Choice, you won’t pay a single penny in service charges, no matter what balance you maintain or how many checks you write!

Overdraft Protection

Community Choice Credit Union knows that sometimes accidents happen. If you write a check, but have insufficient funds in your checking account to cover it, we offer overdraft protection that will automatically transfer money from your savings account to your checking account*.

Visa® Check Card

Every checking account at Community Choice Credit Union is issued a Visa® Check Card that can be used at any ATM or merchant that accepts Visa.

Your Community Choice Visa® Check Card is your ATM card and checkbook all rolled into one!

  • Make deposits!**
  • Make withdrawals!
  • Make transfers between your Community Choice checking and savings accounts!
  • Accepted worldwide!

Using your Visa® Check Card is easier than writing a check and you’ll never need to show additional identification.

No monthly service fees applies to personal checking.

Report A Lost or Stolen Card

Fraud prevention is a phone call away.

To report a lost or stolen Visa® Check Card, please call (515) 334-8133 during business hours, Monday through Friday, 9:00 a.m. to 5:00 p.m.

Outside of business hours, please call (855) 341-4650.

If calling outside of business hours, please follow-up by calling Community Choice Credit Union’s main business number to verify your report.



*To learn more about overdraft protection, please refer to our schedule of fees for overdraft and non-sufficient funds fees.

** Visa® Check Card ATM deposits can only be made in the state of Iowa.