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PayBreak only from Community Choice

PayBreak

Would Your Bank Let You Take a Break From Paying? We Will.

Free up some cash with PayBreak

What would your bank or credit card company do if you told them you weren’t going to make your next monthly payment with them? They probably wouldn’t be too thrilled!

When you UNbank with Community Choice, we’re happy to give you a little breathing room to free up cash! Take a break from your next vehicle loan payment or credit card payment with our PayBreak program!

The rules are simple:

  • A minimum of three payments must be made on all new loans/credit cards to qualify.
  • Your most recent payment – prior to the month you are looking to delay – must be made before applying.
  • A convenience fee of $25 will be collected for each requested delayed month per loan/credit card. This fee must be received before the loan/credit card payment can be delayed.
  • Member accounts must be current and in good standing to qualify.

The PayBreak program is limited to twice in a 12 month period and a maximum of 4 times over the life of the loan. Mortgage and Home Equity loans cannot be delayed and qualification is subject to loan officer approval.

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Excellent, Name! Let's see what we can do...


If you're not a member:
Terms and Conditions

Community Choice Credit Union will contact you for additional information to best serve your financial needs. Community Choice Credit Union may obtain a credit report in order to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis. Community Choice Credit Union will not share information collected with outside organizations.

You’re done. Feels good, doesn’t it?

A representative from our crack team of highly-trained UNbankers will be in touch with you shortly!

Until then, just sit back and bask in the glow of the smart financial decision you just made! Maybe tell a friend and gloat a little? Why not, right?

Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
See current loan rates