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2018 Community Choice Annual Meeting

The Community Choice Credit Union Annual Meeting was held Saturday, March 3, 2018.

The meeting was held at the Hilton Garden Inn, located at 8600 Northpark Drive in Johnston.

The following members were elected to the board of directors: (list of the full board can be found here)


Debra DeGraff

Debra DeGraff

US Attorney's Office

Deb is eager to serve the members of Community Choice Credit Union. Deb has served as an Associate Director with Community Choice for the previous eight months, learning and experiencing the current dynamics of the Board operations. Deb’s has experience and a background in both finance and law. She hopes to bring diversity and unique skills to the current Board. She is asking for your vote and the opportunity to serve you in the coming years.

Deb works for the United States Attorney’s Office as a paralegal and has done so for the past 33 years. She has experience in both the civil and criminal divisions. Her most recent position is a 50/50 split for both the local office and the Executive Office for U.S. Attorney’s. Her current role is as a Supervisory Paralegal/Program Manager in the Asset Recovery Unit and as a manager of several district nationwide.

Joel Gabrielson

Joel Gabrielson

State of Iowa Department of Revenue

Joel is employed by the Department of Revenue, Property Tax Division, LOCAL GOVERNMENT SERVICES program manager. He has participated as a member of the Credit Union for twenty years and has serviced on the Board of Directors for 18 years.

Joel received a BS degree in Finance, Logistics, Management Info Systems, from Iowa State University. He is married to Kathy and they have four children and four grandchildren.

Joel is a member of the Story City Historical Society, participated in Drake Community Chorus, elected to Economic Development Board, member of STORY CITY LIONS, served as the National Chairman for the ESOP Association of America in Washington, DC for 14 years.

Joel was an elected Belmond City Councilman serving 20 years, a past Wright County Supervisor, and a small retail business owner for 25 years.

He feels his many experiences in government, private retail business ownership, and national association experiences helped develop his ability to be an active strategic planner, good listener, and interested in serving member concerns.

He is excited about the opportunities available to the Credit Union and its’ Member owners and participating in those developments. If you have a concern, or a question, or would like talk to about your ideas contact me, I am your eyes and ears on the board.

Kathleen Martinsen

Kathleen Martinsen

Retired - Mercy Medical Center, Customer Service

Kathleen retired from Mercy Hospital Medical Center in August 2017. She was the Manager in Customer Service and worked at Mercy for 31 years. Kathy went to Fort Dodge Community College and Iowa State University for business management. Kathleen previously served on the Des Moines Mercy Credit Union Board. She has 3 children and 8 grandchildren. Kathy enjoys volunteering for Habitat for Humanity and has served on various committees at her church.

She has been on the Community Choice Credit Union Board for the last 12 years. Kathleen feels that Community Choice has done a good job in bringing in more services and products to the Credit Union.

Tom McEntee

Tom McEntee

EMC Insurance Companies

Tom has been employed by EMC Insurance Companies for over 42 years and is currently an Application Systems Manager for Claims & Financing Systems team in the IT Department. Tom began his career as a programmer on the automated homeowners system in 1975. As his career progressed he held several titles in the IT Department from Programmer Analyst up to Senior Systems Analyst before being promoted to Manager of the team in 1987. As manager he has overseen work on the companies Homeowners and Auto policy processing systems. Current systems under his responsibility are EMC’s Claims system, Personal and Commercial billing systems, various cash sub systems and all EMC’s company accounting systems. In addition for being responsible for the above systems, Tom also has under his responsibility the Claims and Policy systems help desks. Tom over sees a staff of 38 team members.

Tom was a member of EMC’s Credit Union for over 35 years before the merger with Community Choice Credit Union in the spring of 2017. As a member of EMC’s Credit Union he served on their Board of Directors from 2011 to 2017 holding positions of Secretary, Membership Officer and Vice President. 

Tom has an outstanding record of working with individuals to get work accomplished. Tom has severed on the St. Boniface Parish Council in the late 1990’s and early 2000’s holding positions of Secretary, Vice President and President. During his tenure on the board a new church was built. Tom volunteered his time to serve on several fund raising campaigns for St. Boniface. From 2006 to 2011 he served as Chairperson of the YMCA Parent Swim Team Committee. Under his leadership this committee was in charge of setting up all home swim meets at the Waukee YMCA. He obtained a Level II Swim Team official designation which allowed him to officiate YMCA home swim meets. Tom also volunteered his time to officiate regional and state YMCA swim meets. He is a regular blood donor and is a member of the 5 gallon club.

Emily Osweiler

Emily Osweiler

YMCA of Greater Des Moines, Supportive Housing Campus

Emily is a young professional that has worked as an advocate for Central Iowa’s most vulnerable residents at the YMCA of Greater Des Moines for over 11 years. First, as a Case Manager, Emily worked one-on-one with people in desperate need of shelter and stability in their lives. Emily was then promoted to Residence Director for the YMCA where she managed the Y’s transitional housing as well as the case managers and other staff. When the YMCA decided to build the YMCA Supportive Housing Campus in downtown Des Moines, Emily was tapped to be its Executive Director. She was a leader in the project development and transition of residents and services from the Riverfront Y to the new facility. At the YMCA Supportive Housing Campus, Emily has worked tirelessly to create a community that provides hope, dignity and support to 140 residents that are either coming out of homelessness or at risk of being homeless. Emily’s role at the Y has made her a leader in the community when it comes to the fight to eliminate homelessness in the Des Moines area. Prior to working at the YMCA, Emily worked for the American Red Cross doing important work that included suicide prevention and being deployed to aid residents of Florida and Louisiana after Hurricanes Charley, Francis, Ivan, and Katrina.

Emily is an alumna of the Greater Des Moines Leadership Institute and has served on several boards and committees at her church including a search committee for a new pastor and as Chairperson for the Board of Christian Education. She is a Master’s level social worker. Emily has been a member of Community Choice Credit Union for approximately 20+ years.

Joe Yamen

Joe Yamen

Business Owner, Insurance Company and Realty Offices

Joe has been an owner of a personal lines insurance office affiliated with Shelter Insurance for 25 years. In addition to insurance, he is part owner of Keller Williams Realty franchise in West Des Moines, Ankeny and Ames covering central Iowa. Over the years he has started and sold 3 other business. Joe is a true entrepreneur at heart. His background is in insurance working with small to large businesses along with individuals. He has been involved in the planning and implementation of many start up and ongoing business concerns.

Joe has been a member of Community Choice Credit Union for 4 years.

Joe has been married to Tiffan Yamen for nearly 24 years and they have 2 daughters ages 17 (Isabela) and 13 (Zoe).

Joe has been actively serving his community his entire working life. He served on the boards for Leukemia and Lymphoma Society, the national kidney foundation, 3 terms for Entrepreneurial Organization, Des Moines Golf and Country Club, and still an active volunteer at Drake University in the Business school as they need his help with activities.