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Certificate of Deposit

A certificate of deposit is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage yield than a regular savings account.

Certificate of Deposit

APY Dividend Rate
6 month certificate/IRA certificate .40% .40%
12 month certificate/IRA certificate .70% .70%
18 month certificate/IRA certificate .90% .90%
24 month certificate/IRA certifcate 1.16% 1.15%
36 month certificate/IRA certifcate 1.46% 1.45%
48 month certificate/IRA certificate 1.66% 1.65%
60 month certificate/IRA certificate 2.02% 2.00%

Jumbo Certificate of Deposit

APY Dividend Rate
6 month certificate/IRA certificate .50% .50%
12 month certificate/IRA certificate .80% .80%
24 month certificate/IRA certifcate 1.26% 1.25%
36 month certificate/IRA certifcate 1.56% 1.55%
48 month certificate/IRA certificate 1.76% 1.75%
60 month certificate/IRA certificate 2.12% 2.10%

Mini Certificate of Deposit

APY Dividend Rate
6 month certificate/IRA certificate .15% .15%
12 month certificate/IRA certificate .20% .20%
24 month certificate/IRA certifcate .25% .25%
36 month certificate/IRA certifcate .30% .30%
48 month certificate/IRA certificate .35% .35%
60 month certificate/IRA certificate .40% .40%

*Rates subject to change. May be subject to penalties for early withdrawal. Fees may reduce earnings. Contact credit union for more information. CD - $5,000 minimum deposit. Jumbo CD - $90,000 minimum deposit. Mini CD - $1,000 minimum deposit. APY = Annual Percentage Yield.