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Credit Card Disclaimer

Visa Platinum

APR
New purchases 12.50%
Balance transfers 12.50%
Cash advances 12.50%

MasterCard and Visa Classic

APR
New purchases 15.00%
Balance transfers 15.00%
Cash advances 15.00%

We use an average daily balance method (including new purchases) to calculate balances. Rates effective January 1, 2019.

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Terms relating to all card types

Penalty APR
N/A
Avoid Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest
N/A
Credit Card Tips
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve.gov/creditcard/ .
Annual Fee
N/A
Balance Transfer Fee
N/A
Cash Advance Fee
3% of the amount but not less than $5
Foreign Transaction
1% of each transaction in U.S. dollars
Late Payment Fee
$15.00
Over Credit Limit Fee
N/A
Returned Payment Fee
$27.00